Terms & Conditions

In these Terms and Conditions of Use, the expressions we, us and our mean “Trust Line Loans” and our subsidiaries and related businesses.

Terms and Conditions of Use

By accessing, viewing, or using any part of our websites, you acknowledge and agree to comply with these Terms and Conditions of Use, our Privacy Policy, and any other legal notices or disclaimers that may appear on our websites. These Terms and Conditions of Use may be updated or amended from time to time. If you do not agree to these Terms and Conditions, you are not permitted to use our websites.

These Terms and Conditions of Use supersede any prior terms that may have been published on any of our websites. We reserve the right to modify these Terms and Conditions at any time by posting the updated version on our websites. Your continued access or use of our websites constitutes your acceptance of the most recent Terms and Conditions of Use. All rights not explicitly granted in these Terms and Conditions are reserved.  

Calculators

The calculators and information available on our websites are provided solely for your convenience and do not constitute financial or credit advice, nor do they imply loan approval or guarantee of any kind. The information provided is general in nature and has been prepared without taking into account your specific circumstances. As such, it should not be considered as advice or as a recommendation to take any particular course of action.

Internet Security Risks

There are inherent security risks associated with transmitting information over the Internet. You are encouraged to evaluate these potential risks when deciding to use our websites, mobile apps, or online services.

Links to Other Websites

Our websites may include links to websites operated by third parties, as well as content from third-party sources. We do not endorse, approve, or take responsibility for the operators of these third-party websites, nor for the information, graphics, or materials found on them. To the extent permitted by law, we disclaim any responsibility or liability for third-party websites or the goods and services offered through them. Links and content from third parties are provided solely for your convenience, and we make no guarantees regarding their accuracy, reliability, or completeness.

We may receive compensation from third-party operators in connection with goods or services provided to you through links from our websites.

Use by Persons Outside of Australia

Our websites are intended for use by Australian residents only, and the products and services described are not directed at individuals in any country other than Australia. If you are accessing our websites from outside Australia and are not an existing customer or lending partner, we reserve the right to refuse service at our discretion. Online applications and product requests initiated from outside Australia will not be accepted from non-residents unless they are current customers or lending partners.

The information on our websites has been prepared in accordance with the laws of the Commonwealth of Australia.

No Warranty or Guarantee

While we strive to ensure that the information on our websites is accurate, adequate, and up to date, we do not warrant its accuracy, completeness, or suitability for your intended use. Additionally, all information is subject to change without notice.

We strongly recommend that you seek independent advice before acting on any of the information provided on our websites.

We do not guarantee that our websites are free from viruses or that access to our sites will be uninterrupted. You acknowledge that your use of our websites is at your own risk. It is your responsibility to ensure that the method you use to access our websites does not expose you to viruses or other harmful interference that may damage your system. We accept no responsibility for damages caused by viruses, malicious software, or other security risks, including but not limited to phishing attempts.

Limitation of Liability

Subject to any legal responsibilities that cannot be excluded, neither we nor any of our employees, agents, or officers shall be liable to you for any losses, damages, liabilities, claims, or expenses (including but not limited to legal costs and costs of defense or settlement) whether direct or indirect, arising out of or related to the information on our websites, your use of our websites, or any modification, suspension, or discontinuation of our websites—whether such liability arises in contract, tort (including negligence), statute, or otherwise.

In cases where liability for breach of a condition or warranty implied by law cannot be excluded, our liability is limited, at our discretion, to the extent permitted by law, to either the resupply or repair of the services in question, or the payment of the cost of having the services resupplied or repaired.